We Be Bloggin’!

Last Updated: October 7, 2020


Hey all,

So it looks like I have ample time on my hands to get dumpin’ all this stuff in my cranium into something a little more… tangible. Currently, I’m over at my girlfriend’s scanning docs that’ve been sitting around and just sketching and writing so I don’t have so much physical clutter around me. To streamline, you’ll be seeing a lot of things point back to my site (to be resurrected soon), such as an embedded FriendFeed (housing things like my Flickr, Tumblr and Twitter accounts, etc.) and the blog I direly need to start to express myself.

What am I hoping to get out of the Ontario League of Artists? I worked with WordPress a bit when I was still working for the provincial government, so I already have an idea of its potential. I’m looking forward to having a mini-community to really discuss what’s going on in my art life, share my sketches, get feedback from my peers, etc. I think we can make this place as good as we want it to be.

For now, you’ll have to make do with this vague sliver of my thoughts, but I intend to bring more.

In due time, my friends. In due time.

Fresh Start?

I don’t really blog that much at all these days. Life got a hold of me, and I lost my way. I’ve been relying on others to make my days work for me, and just not really paying attention in general.

Is this the way to lead life? Is that what I’m striving for daily? To exist and not quite reach a level of contentedness, but instead aim to just make a living day-to-day?

I think that living that way would be a farce. Who are we without our values, our goals and our dreams?

Reading a Xanga blog I follow, the topic was raised of a blogger that blogs regularly on things that make her happy. I think it’s a great thing to focus on.

Recently, I’ve been thinking of ventures I could segue into, and the problem keeps arising that for most ventures to be successful, they need to be something that one is passionate about.

I don’t feel that I have a passion for anything, but I’m likely wrong. I think I’ve become so hung up on self-doubt and putting up walls between myself and my accomplishments that I’m beginning to believe a fallacy.

So no more. I need to find what makes me happy.

I know for sure, one thing that makes me happy is helping people. In the office setting, I try to assist others with putting files together in Excel, Access or Word, because I know I know a fair bit and believe that I can be of assistance. I’m the type of person who’ll usually stop to help someone out on the street if they look lost. I help friends out when possible because I’d want someone to help make my life easier if it were at all possible. Helping people fuels me. When I worked in banking, I loved knowing that at the end of the day, I’d done everything possible to improve the lives of the clients who I saw regularly.

I want to keep helping people. I will find a way.

Thanks for listening, Internet 🙂

–case p.

Day 1: Admitting that there’s a problem.

Good evening, one and all – my name is Casey Palmer, and I have debt.

Granted, it could be a lot worse – as I used to work for a bank, I’ve seen tons of people who’re way in over their heads when it comes to the credit beast, but it should’ve never come to this.

I suppose you could say that I grew up as a very naïve young man.

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I was given my first credit card at the age of 18, when I was still finishing my last year of high school. What it meant to me then was that I had a no-strings attached method of being able to buy all the food, clothes, video games and such that I wanted. I was having a great time as I went on trips to other provinces and out with friends after school. I had no problem paying off more than the minimum payments and generally staying out of financial woe.

But then university came about and changed things up.

Having spent so much time in high school focusing on everything but school work, I got accepted to York University with no offer of a scholarship, something I could have likely attained if I’d just focused. So here I was with my dismal savings habits and tuition to pay for the next whoever knew how long.

So in came limit increases, overdraft protection on my chequing account and the introduction to the magic of the student line of credit. Really, this would all have been fine…

…if I’d been more conscientious of my spending habits.

If I remember correctly, I bought my laptop on a Future Shop card.

I know I had a Best Buy card.

There was a Sears card somewhere in the mix.

I have a Macy’s card and I barely ever go over the border into the United States.

And so on and so forth…

The years of school would progress, and though I would always be in the midst of a good job – nay, a BANK job which gave me access to low interest rates, for some reason, I always believed myself invincible and never having to worry about tomorrow. The next bill. Or anything that was coming.

Upon recently graduating, I was left with:

  • A student loan, locked because I was no longer a full-time student (and hadn’t been for some time – I was taking part-time courses)
  • A TD Gold Select Visa with a very shameful amount racked up on it for no decent reason
  • Overdraft on my chequing account
  • A Henry’s card for several pieces of camera equipment I’d bought over time

A month or so after this, I sat down and really started to look at my finances. With the job I had at the time as an intern for the Government of Ontario, the monthly minimum payment for the Visa ALONE was eating up somewhere around 15-20% of my take-home pay per month! And even my monthly expenses were getting ridiculous:

  • $100 for a monthly pass for the subway
  • $90 for passes for the train in from the suburbs
  • $220 to my parents for “rent” (one should note I’m rarely at home)
  • $270 tithe to my church (though I only started in November)

Plus food and entertainment.

Something had to give and give QUICK.

The straw that broke the camel’s back was the fact that I’d reconsidered a trip to Africa in 2009 due to the fact that I had all of this debt and it seriously needed paying off. After severely disappointing my girlfriend with this news, I decided that serious action needed to happen. I’d been working on a new plan for about a month before said discussion, but now it was time to commit to an approach to get rid of this issue. The three things I’ve committed to doing are as follows:

  • Taking a more aggressive stance to monthly payments – I plan to use a larger percentage of my pay cheque to pay down my debt — especially the Visa, so that there’s less interest to set me back
  • Thinking up new ways to generate secondary income to go towards paying off the debts – whether I have to sell my stuff on eBay, draw commissions like a fiend or find another avenue
  • Change my spending habits so that there’s less to worry about at month end when the charges come and it’s time to pay the piper

I hope you choose to follow my journey and I also hope that I present you all with a better situation as time passes.

Thanks, y’all.

–case p.

Long Overdue.

It’s definitely time for a comeback. While I work away at that, here’s a recent Doomz sighting for y’all:

Entry 0001: Genesis.

Okay, let’s get down to the nitty-gritty.

So I’ve promised for a while that I’d start a new blog with a new direction. But I had to stop and think about that one—there’s how many blogs on the Internet already about people and their lives that nobody really cares about? I mean, sure, many people of “Generation Please-Attach-a-Letter-Here-so-Social-Scientists-Can-Better-Label-Us” probably have multiple blogs:

  • The blog they use to keep up on downloads from other blogs.
  • Or the blog they use to trick their parents into thinking that they lead a wholesome, trouble-free life.
  • How about the blog they keep on lock down to get all emo with—whining, crying, moaning, groaning, all the fun stuff!

This won’t be any of those.

I was looking at my bank account balance one day and found myself trying to figure out where the hell all my money had gone. It also doesn’t help that I do enough of my transactions in cash so I can stash the change away for a rainy day.

So then it came to me! It was a glorious moment in the shower, and I nearly slipped and killed myself, but I’m okay, I swear! I need to make a blog about my life. A blog where I can rate and track what the hell happened since I obviously don’t know. All the crap I buy, the places I eat, the stuff I read! Yes. Yes, this will be excellent.

Stay tuned, all!


P.S. Mom and Dad, as you’ll probably come across this blog as I grow in popularity and stature, yup, it’s pretty much all true. But don’t worry. If you have come across this, I’m probably reasonably wealthy by this point, so you don’t really have to worry.