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Last updated on December 19th, 2020 at 02:27 am

Last Updated: November 22, 2020

It’s a big, bad digital world we live in, and sadly, many are poorly equipped to deal with the perils and pitfalls that’re all too abundant on the Web.

I sadly saw it all too often in my days as a banker—the customers who fell victim to online scams, either too caught up in their hubris to think it’d ever happen to them, or those so desperate to get rich quick that they turned blind eyes to red flags that’d be glaringly obvious otherwise.

I’d cringe a little every time someone handed me a dubious-looking form, but no matter how much I’d try to warn and dissuade them from what they were about to do, it often fell on deaf ears, and you know what they say—”the customer’s always right.”

Except when those same customers would come in months later seeking consolidation loans or information on their accounts for the bankruptcies they wound up filing due to their unwise decisions.

But this doesn’t need to be everyone’s story—one can learn to navigate the murky waters of the digital landscape, no matter who they are or where they come from.